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You are here: Home / Archives for Home Mortgage Tips

Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring

February 23, 2021 by Patrick Jones

Home buying has costs associated with it other than the mortgage itself. Known as closing costs,,these fees are a part of the home buying process and they are due at the time that the mortgage is finalized. Buyers, however, can negotiate these costs and reduce the expense with a little bit of effort and with the help of a good mortgage professional.

Filed Under: Home Mortgage Tips Tagged With: Buying a Home, Closing Costs, Home Mortgage Tips

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

February 5, 2021 by Patrick Jones

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it's not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

February 3, 2021 by Patrick Jones

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

Are You Applying for a Reverse Mortgage? Here Are 3 Considerations You’ll Need to Make

December 31, 2020 by Patrick Jones

If you're a homeowner who is looking to tap in to the home equity that you've spent years building you may be interested in a "reverse mortgage" or "home equity conversion mortgage". Let's take a closer look at how reverse mortgages work, including how to qualify, what happens to your existing mortgage and what a reverse mortgage might cost.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Reverse Mortgages

Be Prepared for Your Mortgage Pre-approval Interview by Having Answers to These 4 Questions

December 4, 2020 by Patrick Jones

So - you've completed an initial mortgage pre-qualification and now you're ready to take the next step and meet with your lender or mortgage advisor for the pre-approval interview. Are you ready? Let's take a quick look at a few questions you should know the answers to before you go in for a mortgage pre-approval.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

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