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Getting A Mortgage When Self-Employed: What You Need To Know

January 26, 2023 by Patrick Jones

There is a common misconception that someone who is self-employed will not have the tax records or income necessary to qualify for a mortgage; however, that is not necessarily the case. In reality, if you are self-employed, there are a lot of home loan options available to you.

Filed Under: Mortgage Tagged With: Mortgage, Non-QM Mortgage, Self Employed

What Is A Loan Contingency: An Overview

January 24, 2023 by Patrick Jones

If you are in the process of looking for a new home, you need to find the right one to meet your needs. Sometimes, you want to learn more about specific properties before you decide if it is right for you.

Filed Under: Mortgage Tagged With: Loan Contingency, Mortgage

An Often-Overlooked Trick Can Help You Afford A Second House

January 20, 2023 by Patrick Jones

The whole idea of investing is to use a portion of your money now to get more down the road. It is important for everyone to diversify their investments, and you might be thinking about buying a second house to do so. Investing in real estate is a goal that a lot of people have, but how can you get started? It was challenging enough to buy your first house, so how can you afford a second one?

Filed Under: Mortgage Tagged With: Cash Out Refi, Mortgage

VA Loans: Are They Assumable?

January 19, 2023 by Patrick Jones

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind.

Filed Under: Mortgage Tagged With: Assumable, Mortgage, VA Loans

How Do You Actually Write The Check To Buy A House?

January 18, 2023 by Patrick Jones

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage

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  • Getting A Mortgage When Self-Employed: What You Need To Know
  • On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage
  • What Is A Loan Contingency: An Overview
  • What’s Ahead For Mortgage Rates This Week – January 23, 2023
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