Patrick Jones

F&M Mortgage

  • About Patrick
  • Reviews
  • Blog
  • Resources
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage Glossary
    • Mortgage FAQ
  • Download My App
  • Contact
You are here: Home / Archives for Personal Finance

Five Things to Do With a Windfall Other Than Spend it Right Away

June 14, 2019 by Patrick Jones

Perhaps you have won the lottery, received an inheritance, or cashed in one of your investments, and now you have a large sum of money you don't know what to do with.

Although it is tempting to cruise around town in a brand new sports car it is important to think carefully about how to spend your newfound cash.

To give you some ideas on the smartest way to use your new wealth, here are five things to do with a windfall other than spend it right away:

Filed Under: Personal Finance Tagged With: Inheritance, Investment, Windfall

How Much Should You Budget for Closing Costs? Let’s Take a Look

October 14, 2015 by Patrick Jones

If you're in the market for a new home, you're probably trying to budget for all of the expenses that come with a home purchase. After all, the asking price isn't necessarily the entire amount that you'll pay - there are other expenses that will factor in to the final price. One such expense is your closing costs.

Filed Under: Home Mortgage Tips, Home Seller Tips, Personal Finance Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

The Down Payment: Four Great Reasons To Make The Largest Down Payment You Can Afford

August 5, 2015 by Patrick Jones

If you’re looking for a new home, you’ve probably heard lots of advice about down payments. About how it’s okay to just have a five percent down payment – you’ll still get approved. About how you should make the down payment as small as possible to avoid cash flow problems. Here are just four reasons why you should make the largest down payment possible.

Filed Under: Home Mortgage Tips, Personal Finance Tagged With: Down Payments, Home Mortgage Tips, Mortgages

When It Pays To Refinance Your Mortgage — Literally

November 13, 2012 by Patrick Jones

There are many reasons why homeowners opt to refinance, from obtaining a lower interest rate, to shortening the term of the loan, to switching mortgage loan types, to tapping into home equity.

Filed Under: Personal Finance Tagged With: Loan Term, Mortgage, Refinance

Patrick Jones Headshot

Contact Me


Vice President/Mortgage Lender
Call 615.668.6838
Email: patrick.jones@myfmbank.com
patrickjoneshomeloans.com
NMLS #203203
F&M Mortgage Logo
 APPLY NOW

Connect with Patrick!

Get in Touch!

Calculate Mortgage Payments

Mortgage Calculator

Browse Articles by Category

Recent Articles

  • Case-Shiller Reports Home Prices Rise at Fastest Pace in 7 Years
  • Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring
  • What’s Ahead For Mortgage Rates This Week – February 22, 2021
  • Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?
Patrick Jones NMLS# 203203
F&M Mortgage NMLS# 518158
Equal Housing Lender

Looking for something?

Our Location


1639 Medical Center Pkwy
Murfreesboro, TN 37129

Copyright © 2021 · Powered by MySMARTblog