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VA Loans: Are They Assumable?

January 19, 2023 by Patrick Jones

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind.

Filed Under: Mortgage Tagged With: Assumable, Mortgage, VA Loans

How Do You Actually Write The Check To Buy A House?

January 18, 2023 by Patrick Jones

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage

How Do You Actually Write The Check To Buy A House?

January 18, 2023 by Patrick Jones

After you have found the right house to meet your needs, you need to make the down payment to complete the transaction. Can you show up at the closing table with a suitcase full of cash? Of course, that would be a bit suspect, so that is not actually how it happens. What do you need to do to actually hand over the funds to buy the house?

Filed Under: Mortgage Tagged With: Closing Costs, Mortgage

What’s Ahead For Mortgage Rates This Week – January 17, 2023

January 17, 2023 by Patrick Jones

Last week's financial reporting was dominated by readings on inflation. Weekly reports on mortgage rates and jobless claims were also released and Treasury Secretary Janet Yellen cautioned lawmakers that the debt ceiling must be raised or eliminated.

Filed Under: Financial Reports Tagged With: Financial Report, Inflation, Mortgage Rates

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 13, 2023 by Patrick Jones

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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