Patrick Jones

F&M Mortgage

  • About Patrick
  • Reviews
  • Blog
  • Resources
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage Glossary
    • Mortgage FAQ
  • Download My App
  • Contact
You are here: Home / Archives for Credit Score

A Late Payment: Credit Score Impact

November 17, 2020 by Patrick Jones

This has been a difficult year for everyone. There are lots of people who are worried that they might not be able to keep up with their mortgage payments. Small businesses have had to close their doors and numerous individuals have been laid off from work.

Filed Under: Mortgage Tagged With: Credit Score, FICO Score, Late Mortgage

Three Ways That Your Credit Score Affects Your Mortgage and Your Chance of Obtaining One!

July 29, 2020 by Patrick Jones

Credit scores control so much of what we do in the world of finances, but what does your credit score really have to do with your mortgage? Here are three ways that your credit score could impact your mortgage application.

Filed Under: Home Buyer Tips Tagged With: Credit Score, Mortgage Affordability, Mortgage Financing

Find The Best Mortgage Deal With A Few Simple Steps

February 27, 2020 by Patrick Jones

Currently, this is a great time to be in the market for a new home. The interest rates on mortgages have fallen countless times over the past few years. Even though interest rates have been in the double-digits in the past, there are homeowners today who are able to agree to a mortgage for less than three percent.

Filed Under: Mortgage Tagged With: Credit Score, Financing Options, Mortgage

How To Get Your Free Annual Credit Report And Why You Need It

October 18, 2019 by Patrick Jones

Your credit report influences whether or not you'll qualify for a mortgage and what kind of interest you'll pay on that loan. This isn't something you can safely ignore. Smart homebuyers understand the importance of monitoring credit scores and credit reports. Here is some information about how to get your credit report.

Filed Under: Mortgage Tagged With: Credit Report, Credit Score, Mortgage

More Home Loan Options Now Available For Borrowers With Bad Credit

October 3, 2019 by Patrick Jones

For a long time after the real estate housing crisis in 2008, buyers with a poor credit history had a difficult time finding mortgage financing. It was a problem that trapped those seeking to buy a home because so many lost their homes from the inability to pay their mortgages.

Filed Under: Mortgage Tagged With: Credit Score, Financing Options, Mortgage

  • 1
  • 2
  • 3
  • Next Page »
Patrick Jones Headshot

Contact Me


Vice President/Mortgage Lender
Call 615.668.6838
Email: patrick.jones@myfmbank.com
patrickjoneshomeloans.com
NMLS #203203
F&M Mortgage Logo
 APPLY NOW

Connect with Patrick!

Get in Touch!

Calculate Mortgage Payments

Mortgage Calculator

Browse Articles by Category

Recent Articles

  • Three Inexpensive Makeovers That Will Boost Your Home’s Appeal to Young Buyers
  • An Overview of Amortization: It Plays A Role In Monthly Mortgage Payments
  • DIY Lovers: ‘Greenify’ Your Home with These Three Eco-friendly Home Improvement Projects
  • What’s Ahead For Mortgage Rates This Week – March 1, 2021
Patrick Jones NMLS# 203203
F&M Mortgage NMLS# 518158
Equal Housing Lender

Looking for something?

Our Location


1639 Medical Center Pkwy
Murfreesboro, TN 37129

Copyright © 2021 · Powered by MySMARTblog