Patrick Jones

F&M Mortgage

  • About Patrick
  • Reviews
  • Blog
  • Resources
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage Glossary
    • Mortgage FAQ
  • Download My App
  • Contact
You are here: Home / Archives for Down Payments

Down Payments 101: Is It Worth It to Put More Than 20 Percent Down?

February 9, 2018 by Patrick Jones

Are you thinking of buying a new home this spring or summer? If so, you're not alone. Many thousands of individuals and families alike will become homeowners this year. Whether you're a first-time buyer or a seasoned veteran of the housing market, you probably know there are significant choices to make. One of the big decisions you will have to ponder is how much you want to invest in your down payment.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Down Payments, Home Buyer Tips

The Pros and Cons of a Large Down Payment When Buying a Home

December 12, 2017 by Patrick Jones

If you are in the market for a new home, one of the considerations you will need to make is how much to invest in your down payment. Let's take a quick look at some of the pros and cons of making a large down payment when buying your next home.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Buying in 2018? Get Your Down Payment Ready Now by Tapping These Helpful Sources

December 5, 2017 by Patrick Jones

Are you in the market for a new house or condo in 2018? With the new year just around the corner, now is the time to get all of your financial details in order. As you may know, buying a home is a significant financial transaction. But it all starts with your down payment, which is the lump sum that you invest in order to purchase the home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Down Payments, Home Buyer Tips

Worried That Your Past Student Loan Debt Might Delay Buying a Home? Here’s What to Do

October 25, 2017 by Patrick Jones

Whether you are just about to graduate college or you have been out for a few years, there's a good chance you're carrying some amount of student loan debt. It seems that news headlines are regularly pointing out that the nation's graduates are suffering from the stress of student debt. Moreover, that pressure can be even worse for those who are looking to buy a home and start putting some roots down in the local community.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Down Payments, Home Buyer Tips

Understanding ‘Bridge’ Financing: How to Buy a New Home Before You Sell Your Current One

October 10, 2017 by Patrick Jones

One of the biggest challenges a homeowner can face when looking to upgrade or move is trying to sell their current home while buying another. The great news is that there are bridge financing options available to homeowners which can help to get things moving. Let's take a look at how a bridge loan works and how it can help you to buy a new home before your sale is finalized.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

  • 1
  • 2
  • 3
  • …
  • 6
  • Next Page »
Patrick Jones Headshot

Contact Me


Vice President/Mortgage Lender
Call 615.668.6838
Email: patrick.jones@myfmbank.com
patrickjoneshomeloans.com
NMLS #203203
F&M Mortgage Logo
 APPLY NOW

Connect with Patrick!

Get in Touch!

Calculate Mortgage Payments

Mortgage Calculator

Browse Articles by Category

Recent Articles

  • Common Mistakes The Experienced Homebuyers Tend To Make
  • An Overview Of Mortgage Points On Home Loans
  • Case-Shiller Reports Home Prices Rise at Fastest Pace in 7 Years
  • Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring
Patrick Jones NMLS# 203203
F&M Mortgage NMLS# 518158
Equal Housing Lender

Looking for something?

Our Location


1639 Medical Center Pkwy
Murfreesboro, TN 37129

Copyright © 2021 · Powered by MySMARTblog