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You are here: Home / Archives for Home Mortgage Tips

Three Tips For Reducing Your Closing Costs If You’re Looking Forward To Buying A Home In The Spring

February 23, 2021 by Patrick Jones

Home buying has costs associated with it other than the mortgage itself. Known as closing costs,,these fees are a part of the home buying process and they are due at the time that the mortgage is finalized. Buyers, however, can negotiate these costs and reduce the expense with a little bit of effort and with the help of a good mortgage professional.

Filed Under: Home Mortgage Tips Tagged With: Buying a Home, Closing Costs, Home Mortgage Tips

Variable-Rate VS. Fixed-Rate Mortgages – Which Is Better For Your Financial Situation?

February 19, 2021 by Patrick Jones

If you are thinking about applying for a mortgage, it is important that you consider all of the options carefully and that you understand the key differences between them. Let's compare variable-rate and fixed-rate mortgages to see which might be the best in your situation.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Understanding The Key Factors That Affect Your Mortgage Interest Rate

February 18, 2021 by Patrick Jones

When you initially start shopping for a home mortgage, you may be drawn to advertisements for ultra-low interest rates. However, the unfortunate truth is that all too often, mortgage applicants are unpleasantly surprised and even disheartened to learn that they do not qualify for the advertised interest rate.

Filed Under: Mortgage Rates Tagged With: Home Mortgage Tips, Interest Rates, Mortgages

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

February 5, 2021 by Patrick Jones

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it's not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Three Tips for How to Secure a Mortgage if You Are A Self-Employed Entrepreneur

February 3, 2021 by Patrick Jones

If you are self-employed, either as a freelancer or as the owner of your own business, your income can fluctuate greatly from year to year. That can make it difficult to get approved for a mortgage, although there are some things you can do to improve your chances. Here are three tips for securing a mortgage if you are self-employed.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Mortgages and Credit

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