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You are here: Home / Archives for Home Mortgage Tips

Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It

May 13, 2022 by Patrick Jones

Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From what you can afford to what a lender will allow, there are plenty of details involved in determining the right home for you. If you're not quite sure what the right price is, here's how to approach home ownership and determine your debt-to-income.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Honesty Is the Best Policy: Why You Need to Be Truthful on Your Mortgage Application

May 6, 2022 by Patrick Jones

There are few things better than finding your dream home and being able to afford it, but simply because you've found the perfect place doesn't mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Til’ Debt Do Us Part: How to Get a Mortgage If One Spouse Has A Poor Credit Score

April 19, 2022 by Patrick Jones

A poor credit history is a reality for many people, but it can be particularly daunting when it comes to investing in a house. Fortunately, simply because you or yours have experienced bad credit doesn't mean that you should be penalized in the future. If your spouse has struggled with bad credit in the past but you're both preparing to move forward and invest in a home, here are some tips for getting it together financially.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

April 15, 2022 by Patrick Jones

If you're in the market for a house and are wondering how your income will stack up against the rest of your expenses, here's how to determine a home cost that's reasonable for you.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgages

The Pros and Cons of ‘Mortgage Before Marriage’ for Young Couples

April 6, 2022 by Patrick Jones

There was a time when a higher percentage of people were married before they committed to buying a home together, but it's a lot more common to co-habit and invest in a home together. If you're considering the commitment of a mortgage without being married, here are some things to be aware of before you start searching the market.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

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  • What’s Ahead For Mortgage Rates This Week – May 16, 2022
  • Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It
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