Patrick Jones

F&M Mortgage

  • About Patrick
  • Reviews
  • Blog
  • Resources
    • First Time Home Buyer Tips
    • First Time Home Seller Tips
    • Closing Costs
    • Home Appraisal
    • Home Inspection
    • Loan Checklist
    • Loan Process
    • Loan Programs
    • Mortgage Glossary
    • Mortgage FAQ
  • Download My App
  • Contact
You are here: Home / Archives for Mortgage Insurance

Do You Need Mortgage Insurance Even if It’s Not Required by Your Lender? Let’s Take a Look

February 5, 2021 by Patrick Jones

Most loan applications with less than 20% down payment are required to include mortgage insurance with the loan. However, mortgage insurance may still be needed, even if it's not typically required by your lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

Understanding Title Insurance and How It Impacts Your Mortgage Loan

October 9, 2020 by Patrick Jones

Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

Filed Under: Mortgage Tips Tagged With: Mortgage Insurance, Mortgages, Title Insurance

The Importance of Reviewing Your Insurance Policies During The COVID-19 Pandemic

August 14, 2020 by Patrick Jones

The COVID-19 pandemic has taken the world by storm. Millions of people all over the world have been infected and businesses have ground to a halt. During this time, it is important for everyone to take a breath, pause, and look at their insurance policies.

Filed Under: Mortagage Tips Tagged With: COVID19, Insurance Review, Mortgage Insurance

A Breakdown – The Difference Between FHA, VA and USDA Mortgages

June 30, 2020 by Patrick Jones

Are you thinking about using mortgage financing to buy a new home? If so, you've likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today's blog post we'll explore mortgage insurance and explain the difference between conventional, FHA, VA and USDA mortgage insurance policies.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

What Is Mortgage Insurance?

June 23, 2020 by Patrick Jones

When it comes to putting a down payment on a house, most lenders are going to ask for 20 percent; however, some lenders will be willing to accept a smaller down payment in exchange for something else. That something else is usually mortgage insurance. If a lender says they are asking for mortgage insurance, which is also shortened to PMI, it is important for everyone to know what this means.

Filed Under: Mortgage Tagged With: Insurances, Mortgage Insurance, PMI

  • 1
  • 2
  • 3
  • Next Page »
Patrick Jones Headshot

Contact Me


Vice President/Mortgage Lender
Call 615.668.6838
Email: patrick.jones@myfmbank.com
patrickjoneshomeloans.com
NMLS #203203
F&M Mortgage Logo
 APPLY NOW

Connect with Patrick!

Get in Touch!

Calculate Mortgage Payments

www.mlcalc.com

Browse Articles by Category

Recent Articles

  • Do Not Procrastinate On These Spring Maintenance Tasks
  • 7 Inexpensive Upgrades You Can Make To Your Rental Property
  • What’s Ahead For Mortgage Rates This Week – April 19, 2021
  • NAHB: Home Builder Confidence Ticks Up in April
Patrick Jones NMLS# 203203
F&M Mortgage NMLS# 518158
Equal Housing Lender

Looking for something?

Our Location


1639 Medical Center Pkwy
Murfreesboro, TN 37129

Copyright © 2021 · Powered by MySMARTblog