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You are here: Home / Archives for Mortgages

A Step-by-Step Guide to Preparing Your Finances for the Mortgage Pre-Approval Process

September 23, 2020 by Patrick Jones

Being pre-approved for a mortgage isn't just a way to get a step ahead, in many cases it's a necessity to buying a home. Many sellers don't want to go through the negotiation process of selling their home only to have the buyer drop out when they can't get approval for the mortgage they were relying on.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan Faster So You Can Start Moving In

September 15, 2020 by Patrick Jones

When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage - all of which can be time consuming. Here are a few ways that you can speed up the mortgage process and close the deal sooner.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgage Loan Information, Mortgages

Refi or Wait? How to Choose Between Refinancing Your Mortgage Now or Waiting Until You Need the Money

August 27, 2020 by Patrick Jones

For those homeowners who have lived in their home for more than a few years, pulling equity out of the property is a tempting potential benefit. However, with property values and interest rates adjusting frequently, you may wonder if now is the best time to refinance your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgages, Refinancing

It Is Tax Time Again Learn About Tax Deductions and How to Write off Your Home Mortgage Interest

July 2, 2020 by Patrick Jones

Much to the frustration of taxpayers all over the country, the tax-filing season begins in January and runs through April 15 of each year. The year 2020 brought us many changes, including an extension on filing taxes. Taxes this year are due on July 15th. Are you ready?

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages, Property Taxes

A Breakdown – The Difference Between FHA, VA and USDA Mortgages

June 30, 2020 by Patrick Jones

Are you thinking about using mortgage financing to buy a new home? If so, you've likely heard about mortgage insurance policies requirements and you may be wondering how they will affect you. In today's blog post we'll explore mortgage insurance and explain the difference between conventional, FHA, VA and USDA mortgage insurance policies.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Insurance, Mortgages

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