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You are here: Home / Archives for VA Loans

VA Loans: Are They Assumable?

January 19, 2023 by Patrick Jones

Members of the military, their family members, and veterans have access to a unique mortgage option called a VA loan. This can be a strong option because it provides borrowers with an opportunity to purchase a house for less than 20 percent down. While not everyone is eligible for a VA loan, there are a lot of people who are wondering, are VA loans assumable? There are a few key points to keep in mind.

Filed Under: Mortgage Tagged With: Assumable, Mortgage, VA Loans

Current Servicemember or Veteran? 4 Reasons Why a VA Home Loan Is an Excellent Choice

October 7, 2022 by Patrick Jones

Are you current or former member of the US military service who is looking to buy a new home? If so, you will be pleased to know that there are some special mortgage programs that are open to you. Let's take a look at five reasons why a mortgage backed by the Department of Veterans Affairs is an excellent choice when buying your new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, VA Loans

The Minimum Credit Score For VA Home Loan Approval: What To Know

September 13, 2022 by Patrick Jones

When you are applying for a home loan, you need to make sure that you meet the minimum credit score requirements. If you decide to go with a traditional loan, the credit limit can be high, making it hard to qualify for a home loan. In contrast, you might be able to qualify for a VA home loan with a much lower credit score. What do you need to know?

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, VA Loans

Can You Refinance into a VA Mortgage from Another Type of Mortgage? Yes, If You Qualify

March 3, 2022 by Patrick Jones

VA mortgages stand out as one of the biggest benefits to men and women serving in the military. Although private lenders make the loan, the Department of Veterans Affairs guarantees all VA mortgages, which is why these loans come with favorable terms and benefits not found with other mortgage types.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Refinancing, Mortgages, VA Loans

VA vs FHA vs USDA What’s the Difference?

April 7, 2021 by Patrick Jones

You may have more options than you think when it comes to securing a mortgage for your new home. While many buyers opt for conventional financing, another option or program might be a better choice for you, depending on your personal and financial situation. Learning more about FHA, USDA, and VA loans ensures you get the best possible deal for your mortgage and that you secure the loan that you need for your new home. Here's what you need to know about these useful mortgage options.

Filed Under: Mortgage Tagged With: Loan Options, Mortgage, VA Loans

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