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You are here: Home / Archives for Home Mortgage Tips

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

January 25, 2023 by Patrick Jones

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your monthly payments late can have a negative impact on your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

In a Hurry to Buy a Home? Speed Your Mortgage Approval up by Following This Checklist

January 13, 2023 by Patrick Jones

Have you finally found your dream home after months of searching, only to discover that the seller has received other offers? Few circumstances can raise your stress level as much as finding yourself in a bidding war against another buyer. However, being unprepared by not having your finances in order can make the situation even worse.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Owning vs Renting: Why High Rents Are Worse Than a Mortgage over the Long Term

January 5, 2023 by Patrick Jones

If you're at the stage in life where home ownership is nearly within your reach, you're probably wondering whether you should start looking for a home or whether you should just keep renting. So why is paying a high rent a worse option than buying a house and getting a mortgage? Here's what you need to know.

Filed Under: Mortgage Tagged With: Home Mortgage Tips, Mortgage, Renting

4 Financial Benefits of Home Ownership

December 30, 2022 by Patrick Jones

Home ownership may be one of the most familiar goals of adulthood, but there's more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you're trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Home Ownership Benefits

How Do I Know If It’s a Good Idea to Refinance My Mortgage?

December 14, 2022 by Patrick Jones

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months - or years - faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today's post, we will explore the topic of mortgage refinancing and how to know if it is a good idea.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

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